How To Get Your First Car Insurance Cheaper

You don t have to simply accept the first quote you get from an insurer there are plenty of legal tactics you can use to cut the cost of your cover.

How to get your first car insurance cheaper. After all you have plenty of other expenses to cover now that you re a car owner. Most companies require at least three years of accident free driving for this break of 10 to 25. It s tempting to ask your agent for the least expensive policy. Ensure your car is safe and secure. Get several quotes from different insurance carriers to help determine which company will offer you the cheapest rate.

A long no claims bonus is the single best way of cutting car insurance costs so protect it. Your previous good driving record applies toward a good driver discount. You might find you can slash your costs in minutes just by comparing car insurance quotes. This may increase the premium by a few pounds but this fades into. Switch your insurer and get a better deal.

Track your progress by checking your credit score regularly. Don t stay loyal to your insurer that s usually the fast track to paying more than you should. Shop different insurance carriers. Opting for a more modest car is a way of getting cheaper car insurance for drivers. You may have a couple of years of experience under your belt which means the very worst of the age penalty is behind you.

Look for companies that specialize in offering affordable coverage for high risk drivers. So shopping around is one of the best ways to get a cheaper deal on your car insurance. Limit the number of miles you drive each year fewer miles means you re a lower risk for insurers so cheaper to insure. Follow our other top tips to drive the cost down even further. However once you fully understand exactly what each part of your auto policy covers you may decide that cheaper isn t necessarily better.

Insurers will give you the option to pay for your cover in two ways as a lump sum or in monthly installments. Get a quote find an agent. It s cheaper to pay annually. You can also find agencies that provide quotes from multiple companies you qualify for simultaneously which saves you time. Improve your credit and get lower insurance rates by paying your bills on time and reducing your debt.