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How to buy house with low income. Establish a monthly budget. This is not to say that buying a house with a low income is impossible there are some things you can do to increase your chances of buying a home. If your credit score is as low as 500 you may be able to find a participating lender willing to give you a mortgage. 4 ways to buy a house on minimum wage. The federal housing administration has a program to help people buying a house with low income.
Ensure that all of your bills are caught up. Buying a home with low income can seem like a never ending cycle of doubt and frustration. An fha loan reduces the requirements you will normally have to face to qualify with a lender. Generally lenders will allow you to have a monthly debt to income ratio of up to 36.
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