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Medicare is a health insurance program for americans 65 years old and older.
How to apply for medicare with disability. Medicare drug coverage part d there are specific times when you can sign up for these plans or make changes to coverage you already have. I m under 65 and have a disability. Your disability will need to meet the standards set by the social security. If you live in any of the 50 united states or the district of columbia you will also be automatically enrolled in medicare part b medical insurance. The first step to getting medicare coverage if you have a disability is to apply for social security disability benefits.
The second is the seven and three quarter years 93 months after the end of the trial. If you become eligible for medicare because of a disability and have been receiving social security disability insurance ssdi or railroad disability annuity checks for 24 months you should automatically be enrolled in both medicare parts a and b at the start of your 25th month. The first is the trial work period which extends for 9 months after a disabled individual obtains a job. For those that can visit an ssa office phone applications can be processed at 1 800 772 1213. You can apply separately for a medicare prescription drug plan medicare part d through a private insurance carrier if you want prescription drug insurance.
Medicare coverage for working people with disabilities. Can i keep my medicare coverage. Once you have been receiving ssa or rrb disability benefits for two years 24 consecutive months you will be automatically enrolled in medicare part a hospital insurance during the 25th month. They may instead opt to enroll in medicare advantage which would. However medicare isn t limited to only those 65 and up americans of any age are eligible for medicare if they have a qualifying disability.
Generally those who qualify for medicare based on their disabilities will receive it automatically when they are eligible without needing to apply. You should not have to contact anyone. If a person with a disability wishes to add prescription drug coverage part d to their medicare parts a and b they may do so. Medicare eligibility for working people with disabilities falls into three distinct time frames. You should receive a package in the mail three months before your coverage.
If you choose not to apply for medicare disability online you will need to speak with a social security representative at your local office or wait for an appointment with a representative. You can keep your medicare coverage for as long as you re medically disabled. In some circumstances those with disabilities may also qualify for medicare.
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